NWNH

Resident Specific Programs

Life coaching is the practice of helping our residents determine and achieve their personal goals. Life coaches ask powerful questions that elicit inner knowledge, truth and wisdom. Residents work one-on-one with the life coach on a voluntary basis.

Youth Programs educate our resident youth on civic responsibility, community pride, creativity and environmental stewardship. Last summer resident youths engaged in recycling programs at their developments.

Community Wide Initiatives

First Time Homebuyer Education teaches future homeowners all aspects of the home buying process; including mortgage pre-qualification, the importance of credit scoring, prospecting for a home, the sales contract, mortgage insurance, the closing, budgeting and sustaining the home physically and financially after the purchase. NeighborWorks^® New Horizons began this program in 2004 to meet the needs of residents who had achieved economic independence.

Financial Fitness provides a thorough overview of our financial system including; budgeting, savings, credit scoring, credit repair and savings and investment vehicles like CD’s, 401 (k) plans, IRA and employer sponsored plans. Presented since 2007 as a prerequisite to First Time Homebuyer Education, a course for people who aren’t quite ready to buy a house.

Ready to Rent helps tenants become more marketable to a prospective landlord. The class teaches Fair Housing Law, tenant/landlord rights, duties and responsibilities, the leasing contract, credit reporting and repair, security deposits and apartment prospecting techniques. This class was started as a way to offer NWNH applicants who did not pass the application process an opportunity to address the issues that led to their denial.

Ways to Work is a character-based lending program that provides auto loans to people with dependant children who have unsuccessfully leveraged the traditional lending channels. Presented in partnership the national Ways to Work office in Milwaukee, the program requires extensive financial education and commitment for the potential borrower, which greatly reduce delinquency rates. The program was developed to provide another tool for economic self-sufficiency, and as a proven way to increase income and access to jobs for low-to-moderate income working families.